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Doctor calculating costs and taking notes beside a laptop - representing transparent pricing, insurance coordination, and flexible payment options for functional medicine services at Spire Health Pathways in Denver, Colorado Springs, and Fort Collins

Payment Options

Find the payment path that works best for you—insurance guidance, concierge billing, and financing are all supported.

Insurance-friendly billing support with transparent estimates before you commit.

Flexible payment, financing, and HSA/FSA options for integrative care.

Options

Insurance We Accept

We work with most major insurers in Colorado. Whichever lane you pay through — insurance or cash — our program pricing below applies the same way.

In-Network Insurance

Spire Health Pathways has established in-network relationships with the following payers:

  • Blue Cross Blue Shield (BCBS)
  • Aetna
  • Medicare
  • Railroad Medicare
  • Colorado Medicaid (State-run)
  • Colorado Access (including Medicaid products)
  • Cigna
  • United Healthcare (commercial plans only)

It is the patient's responsibility to confirm with their insurance provider that their specific plan includes coverage for our services.

Out-of-Network Insurance

The following insurances have formally denied our request to contract. If you have one of these plans, please use the cash lane in the program pricing below.

  • Denver Health
  • Tricare
  • Humana
  • United Healthcare Medicare
  • United Healthcare Medicaid

If you have an insurance not mentioned above, please let us know — we are open to contracting with additional payers.

Program pricing

Universal billing structure

Universal program pricing applies across all service lines.

Introductory

90 days

Insurance
$199/mo
Cash
$499/mo

All programs

What’s included

Your introductory monthly fee covers the time we spend designing and tuning your initial plan — not pay-per-visit. Lab fees, prescriptions, and any device sessions are billed separately.

  • Comprehensive functional medicine intake with your provider
  • Personalized lab panel review and care plan
  • Follow-up visits during the introductory window
  • Care coordination and messaging through the patient portal
  • New members: 1 complimentary treatment on any device, plus member pricing on additional device sessions, during your first 90 days

Visits: Initial provider visit + intake labs review + 1–2 follow-up visits in the first 90 days

90-day introductory minimum so we have time to actually move the numbers.

Baseline Functional Medicine

Ongoing monthly

Insurance
$99/mo
Cash
$199/mo

Post-introductory — all programs

What’s included

Baseline is the long-term partnership rate — it keeps you actively in care without paying per visit. Labs, prescriptions, and device procedures are billed separately.

  • Ongoing provider visits per your care plan
  • Lab reordering and result reviews
  • Protocol adjustments as your body responds
  • Care coordination + portal messaging
  • Red Light Therapy + Bemer PEMF sessions (when on baseline 6+ consecutive months)

Visits: Provider visit cadence tailored to your protocol — typically every 4–8 weeks during active care, every 8–12 weeks at maintenance

Month-to-month after the introductory phase — cancel anytime.

Maintenance Only

Ongoing

Insurance
$275/mo
Cash
$275/mo

Medical Weight Loss / Shed & Shred only

What’s included

Maintenance-only is for Medical Weight Loss / Shed & Shred patients who no longer want the full baseline plan but want continued GLP-1 management. Available on both cash and insurance lanes; the insurance lane requires an annual provider visit to maintain the prescription.

  • GLP-1 prescribing and dose management
  • Monthly check-in with your provider
  • Body composition tracking on the Valhalla G63-C
  • Off-ramp planning when you're ready

Visits: Monthly GLP-1 medication management visit + body composition / labs check-ins as indicated

Month-to-month — cancel anytime.

Commitment & loyalty pricing

Comprehensive members can pay month-to-month or prepay for the year. Prepaying — and staying with us into Year 2 — brings your effective monthly rate down.

  • Year 1 — Monthly (6-month minimum)

    Cash
    $199/mo
    Insurance
    $99/mo
    Savings
    —
  • Year 1 — 12 months prepaid (20% off)

    Cash
    $159/mo · $1,908/yr
    Insurance
    $79/mo · $948/yr
    Savings
    Save $480 / $240
  • Year 2 — Monthly loyalty (20% auto)

    Cash
    $159/mo
    Insurance
    $79/mo
    Savings
    Auto-applied
  • Year 2 — 12 months prepaid (25% off)

    Cash
    $149/mo · $1,788/yr
    Insurance
    $74/mo · $888/yr
    Savings
    Save $600 / $300

GLP-1 medication surcharges

Applied on top of the base program price when insurance doesn't cover the medication.

  • Semaglutide

    Surcharge
    +$99–$149/mo
    When applied
    If not covered by insurance · exact amount confirmed at your visit
  • Tirzepatide

    Surcharge
    +$49–$249/mo
    When applied
    If not covered by insurance · varies by dose · confirmed at your visit

Member Benefits — 6+ Consecutive Months

  • Device procedure discounts vs non-member retail
  • Promotional coupons on specific devices/treatments
  • Digital punch card — first maintenance treatment FREE after 6 consecutive months
  • Red Light Therapy + Bemer PEMF included in baseline program

Device pricing

Axon MPNS

From $250 / session

Starts with a required 3-treatment intro package ($500). Ongoing care includes 1 treatment/month from $99/mo (insurance) or $199/mo (cash).

Requires an initial consult with a provider — ask our team to get started.

Storz Shockwave Ulta 100

From $150 / session

MSK (musculoskeletal) from $150/session with multi-session packages up to 25% off. ED (cash-only) from $223/session in a 12-pack.

Package & loyalty pricing available — ask our team for a plan.

InMode Devices

From $345 / treatment

Apex Tone from $345 · Apex RF from $497 · Morpheus8 from $597 · Empower (women's) from $579.

Multi-session packages & loyalty pricing available — ask our team to build a plan.

IV Therapy pricing

Insurance requires initial provider visit to establish treatment plan.

  • Insurance

    Virus / Immune
    $169
    All other
    $129
  • Self Pay (includes provider visit)

    Virus / Immune
    $229
    All other
    $189
Formulary(10)Show
  • Immune Booster

    Category
    Virus / Immune
    Cash
    $229
    Insurance
    $169
    Key components
    Vit C 10,000mg · Mg 500mg · K 10mEq · Zinc · GSH 1,000mg · Vit D3 2,000IU · Sodium Bicarb · NS 250cc
  • Virus Buster

    Category
    Virus / Immune
    Cash
    $229
    Insurance
    $169
    Key components
    Vit C 5,000mg · Mg 500mg · K 4mEq · Zinc · NAC 900mg · L-Lysine · GSH 1,000mg · NS 250cc
  • Myers Cocktail

    Category
    Standard
    Cash
    $189
    Insurance
    $129
    Key components
    Vit C 5,000mg · Mg 1,000mg · B Complex · Calcium · NS 1,000mL
  • Migraine Rescue

    Category
    Standard
    Cash
    $189
    Insurance
    $129
    Key components
    Mg 1,000mg · Toradol · Pepcid · Benadryl · Metoclopramide · NS 250cc
  • GI Relief

    Category
    Standard
    Cash
    $189
    Insurance
    $129
    Key components
    B Complex · B12 · NAC 900mg · Zofran · Pepcid · NS 1,000mL
  • Hair of the Dog

    Category
    Standard
    Cash
    $189
    Insurance
    $129
    Key components
    Mg · B Complex · B12 · Toradol · Zofran · Pepcid · GSH · NS 500cc
  • Low Dose Vitamin C

    Category
    Standard
    Cash
    $189
    Insurance
    $129
    Key components
    Vit C 5,000mg · NS 250cc
  • Banana Bag

    Category
    Standard
    Cash
    $189
    Insurance
    $129
    Key components
    Mg 2,000mg · K 10mEq · B Complex · B12 · Leucovorin · NS 1,000mL
  • Hydration 500mL

    Category
    Hydration
    Cash
    $189
    Insurance
    $129
    Key components
    Normal saline 500mL (meds optional add-ons)
  • Hydration 1000mL

    Category
    Hydration
    Cash
    $189
    Insurance
    $129
    Key components
    Normal saline 1,000mL (meds optional add-ons)
Add-on boosts(6)Show
  • Glutathione (GSH)

    Dose
    1,000mg
    Cash
    $50
    Insurance
    $50
  • Zofran

    Dose
    4mg
    Cash
    $30
    Insurance
    $30
  • Toradol

    Dose
    15mg
    Cash
    $30
    Insurance
    $30
  • Magnesium

    Dose
    500mg
    Cash
    $30
    Insurance
    $30
  • B12

    Dose
    1,000mcg
    Cash
    $30
    Insurance
    $30
  • Vitamin D3

    Dose
    2,000 IU
    Cash
    $30
    Insurance
    $30

Loyalty (any formula): buy 2 → 33% off your 3rd session · buy 3 → 66% off your 4th · buy 4 → 5th free. Refer a friend → 1 free IV (standard formulations).

Wellness Center

  • Red Light Therapy

    Duration
    20 min
    Individual
    $75
    Packages
    5-pack $338 (10% off) · 10-pack $638 (15% off)
    Note
    Included in baseline program
  • Bemer PEMF

    Duration
    30 min
    Individual
    $45
    Packages
    5-pack $191 (15% off) · 10-pack $360 (20% off)
    Note
    Included in baseline program
  • Massage / Relaxation Chair

    Duration
    30 / 60 min
    Individual
    $35 / $60
    Member
    $25 / $45
    Add-on
    $25 add-on to any device session
  • Massage Chair + VR Experience

    Duration
    60 min
    Individual
    $80
    Member
    $55
  • Stacked Recovery (Chair + Red Light + Bemer)

    Duration
    60 min
    Individual
    $100
  • Stacked Recovery + VR

    Duration
    60 min
    Individual
    $120

More services launching soon

  • PRP / PRF
  • P-Shot (PRP penile injection)
  • O-Shot (PRP vaginal injection)
  • Vitti Labs allografts
  • Exosomes
  • Sauna / Cold Plunge / Steam / Salt Cave
  • Group Fitness
  • Acupuncture & Massage Therapy
  • Dry Needling + Chiropractic / OMT
  • HRT (pellet, injection, cream, patch)
  • Peptides
  • Lab panels
  • Member device discounts
  • Strength & Physical Performance
  • Medical Weight Loss
  • Urgent Care IV therapy
  • PRP / Exosome bundles

Plan your next step with concierge guidance

Connect with our concierge team to review insurance, financing, and HSA/FSA options tailored to your care plan.

Questions About Payment?

Our billing specialists can explain insurance benefits, financing, and concierge payment plans to help you budget with confidence.

(720) 575-1922

Billing Hours: Monday – Friday, 8:00 AM – 5:00 PM
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